Financial Protection

These benefits offer peace of mind and protect you and your families from unexpected financial challenges so that you can safeguard your financial future.

Health Savings Account

An HSA is a tax-advantaged savings account designed to help employees pay for qualified medical expenses. Contributions are tax-deductible, and unused funds roll over year to year, making it a great long-term savings tool for healthcare costs. You must be enrolled in a high-deductible health plan in order to be eligible.

2026 HSA Contribution Limits:

Self-Only: $4,400

Family: $8,750

Catch-up Contribution (55+): $1,000

*You may make contribution changes at anytime throughout the year without a Qualifying Life Event (QLE).

Qualified HSA medical expenses

Managing your HSA online

Common Questions about HSA's

Dependent Care Flexible Spending Account

Balancing work and family responsibilities can be challenging. The Dependent Care Flexible Spending Account (FSA) allows you to set aside pre-tax dollars to cover eligible dependent care expenses, such as daycare or after-school programs. Save money while making sure your loved ones are cared for.

Key Features of Health Equity's DCFSA:

Pre-tax savings on dependent care expenses
Eligible for children under 13 or adult dependents
Easy claims process with fast reimbursements

Benefit summary

Critical illness

If you are diagnosed with a critical illness such as cancer, heart attack, stroke, major organ failure, etc., this benefit provides a lump sum payment. These funds can be used for medical bills, travel for treatments, or everyday expenses during recovery.

Benefit summary

Hospital Indemnity Insurance

Hospital indemnity insurance offers a cash benefit for each day you're hospitalized, which helps cover out-of-pocket costs not covered by your health insurance, such as deductibles, co-pays, or non-medical expenses like childcare during recovery.

Benefit summary

Accident insurance

Accident insurance provides a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur on or off the job. And it includes a range of incidents , from common inuries to more serious events.

Benefit summary

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